FAST ANSWERS TO YOUR QUESTIONS
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If you have any question not answered here, Call (800) 979-4808
for immediate assistance.
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PAYDAY LOANS;
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How do I get started?
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You can start the process immediately by calling toll free
(800) 979-4808 or by CLICKING HERE NOW!
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What is a PAYDAY LOAN?
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A Payday Loan is a short-term loan until your next payday. When the loan is due,
you may:
- Pay the interest to extend the loan until your next payday
- Pay the loan in full. It's always your choice deferred deposit transaction is a short-term loan until your next payday.
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What is an Auto Title Loan?
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A Jiffy Cash Auto Title Loan is a 30-day loan that is secured by your paid off vehicle.
We place a lien on your vehicle and you continue to drive it. When the loan is due,
you may:
- Pay the interest to extended the loan until your next payday.
- Pay the loan in full. It's always your choice.
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What do I need to qualify for a loan?
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You must have an open and active Checking or Savings Account (preferably with Direct Deposit), be 18 years of age, have at least $1,000 per month of steady verifiable income, and have a current permanent residence.
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What do I need to qualify for a Jiffy Cash Title Loan?
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You must own a Paid Off Vehicle with a Clear Title, be 18 years of age, have at
least $1,000 per month, steady verifiable income, and have a current permanent residence.
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How much payday loan money can I borrow?
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The loan amount is based upon your monthly income and your stability at your job and residence. Call now to get a quick quote in less than 5 minutes over the phone. 1-800-979-4808.
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How much auto title loan money can I borrow?
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The auto title loan amount is based upon the value of your vehicle and your monthly
income.
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Do I need a Checking or Savings Account
for a payday loan?
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Yes. You need a Checking or Savings Account, preferably with Direct Deposit.
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Do I need a Checking or Savings Account for an auto title loan? |
No. However, you may qualify for more money if you have a checking account.
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How fast can I get the payday loan money?
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We can usually have your application approved and processed within an hour. We will deposit the money directly into your BANK account and the funds will be available on the next bank business day.
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How fast can I get the auto title loan money? |
We usually can have you approved within an hour after taking your application with
the money deposited directly in your bank account the next bank business day.
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Do I need to have good credit to get a loan?
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No
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I have bad credit can I get approved for an auto title loan? |
We approve auto title loans for people with bad credit, slow credit and no credit.
Virtually anyone with a paid off vehicle can be approved for an Auto Title Loan.
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Do you check my credit?
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We do not run a credit check with the three major bureaus, TransUnion, Equifax or Experian. However, we do use Teletrack and CLVerify. Teletrack and CLVerifiy are consumer reporting agencies that specializes in the sub-prime industry.
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Do the bills have to be in my name? |
No. The bills do not have to be in your name, they just need to be from the residence
where you are currently living.
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How much will this payday loan cost me?
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$14 or 14% a week for every $100 borrowed. For example, if you borrow $200, the finance charge will be $28 a week.
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How much will this auto title loan cost me? |
Jiffy Cash works with a network of lenders whose title loan fees are among the lowest
in the auto title loan industry. The fees will vary depending on which lender you
are matched with.
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How long is the term of the payday loan?
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Jiffy Cash works with a network of lenders whose cash advance fees are among the lowest in the payday loan industry. The fees will vary depending on which lender you are matched with.
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How long is the term of the auto title loan? |
The term of a Jiffy Cash Title Loan is 30 days. When the loan comes due, you may
pay only the interest to extend the loan until your next payday or you may pay off
the loan. It is always your choice.
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Can I pay off the payday loan at any time?
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Yes. As long as you pay the interest when the loan comes due, you can continue to extend the loan until your next payday. It's your choice. * Delaware law limits the number of rollovers to four per existing loan. Following the maximum allowable number of rollovers, the borrow must repay a minimum of 10% towards the principal per payment period.
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Can I pay off the auto title loan at any time? |
Yes. As long as you pay only the interest when the loan comes due, you can continue
to extend the title loan term until the next payday. It is always your choice.
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If I can't pay off my title loan when it comes due? |
You may pay only the interest to extend the loan until your next payday. It is always
your choice.
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Do I get to keep my car? |
Yes, you continue to drive your vehicle. We place a lien on the vehicle until you
pay off your loan.
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Is there a penalty if I pay the payday
loan off early?
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No. You only pay interest for the days you have the loan out.
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What happens when my loan becomes due?
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The pay off amount will automatically be deducted from your bank account on the due date. You are eligible for another loan immediately after we can confirm that the ACH has cleared your bank account .
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How do I get started?
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You can start the process immediately by calling toll free
(800) 979-4808 or by CLICKING HERE NOW!
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