*ANNUAL PERCENTAGE RATE: The APR is the cost of your loan expressed as a yearly rate. The APR is based on the example loan terms of one payment (“Total of Payments”) due in 14 and 30 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
No Criminal Prosecution: Jiffy Cash of California, LLC cannot use the criminal process against you to collect any deferred deposit transaction.
Please Note: Jiffy Cash of California, LLC, is licensed by the Department of Corporations pursuant to the California Deferred Deposit Transaction Law.
Information regarding your DEFERRED DEPOSIT TRANSACTION (PAYDAY LOAN)
Loan Charge:
We charge a nonrefundable Finance Charge equal to 15% of the total loan payment. For example, if you need $100 the finance charge will be $17.65.
($100 / 85% = $17.65)
Returned Check Charge
If for any reason your payment is dishonored by your bank, a $15 Returned Item Fee will be charged. Your bank may also charge you a fee.
No Criminal Prosecution:
You cannot be prosecuted or threatened with prosecution in a criminal action for a returned check in connection with a deferred deposit transaction.
No Collateral:
Jiffy Cash of California, LLC, will not accept any collateral in conjunction with a deferred deposit transaction.
Complaints:
For any complaints or concerns, please contact our office at (800) 875-9481 or email us at complaints@jiffycash.com. To register a complaint about Jiffy Cash of California, LLC, you may call the Department of Corporations at (866) 275-2677.
Financial Code:
The check or Electronic Fund Transfer is being negotiated as part of the deferred deposit transaction made pursuant to Section 23035 of the Financial Code and is not subject to the provisions of Section 1719 of the Civil Code. No consumer may be required to pay treble damages if the check or electronic fund transfer does not clear. |